About Us

At Complete Mortgage Solutions we strive for excellence in all that we do, as recognised by our 2018 Best Customer Service WA Award. We look forward to helping to secure your financial freedom, and we believe that loan products should be easy to understand, easy to access and allow you peace of mind’.

Think of your broker as a professional resource in the same way you think of your accountant, financial planner or solicitor. We are in the business of building ongoing relationships with you, our clients and we always think of your best interests.

We will work with you and your service providers (real estate agent, conveyancer and lender) during your purchasing process, while ensuring we help you obtain the finance that best suits your circumstances and needs.

When you call Complete Mortgage Solutions, you will speak to a real person, not an operator and we will guide you through your loan process with ease. Please contact the office to get started.

Steve Cramphorn
Director/Finance Consultant

M: 0450 855 929
E: steve@cmortgages.com.au

All Round Broker of the Year Finalist
2018 Connective Excellence Awards

After 20 years’ experience within the finance industry, my extensive industry knowledge coupled with excellent customer service will ensure you have the very best possible outcome for all of your financial needs.

Whether it’s a home loan, business/commercial lending, SMSF, equipment finance or if you are a first home buyer, you can be assured that you will not only receive the very best deal, but also receive the best customer service and support, both now and into the future.

Andrew Carruthers
Finance Consultant

M: 0404 027 726
E: andrew@cmortgages.com.au

With over 25 years of experience in business, commercial banking, and personal finance, Andrew provides expert lending solutions for every need—from buying your first home to navigating complex commercial transactions.

Dedicated to building long-term relationships, he offers exceptional service that supports your immediate and future goals.

Andrew holds a Bachelor of Commerce in Banking from Curtin University and is a Senior Associate of Finsia (Financial Services Institute of Australia).

Amber Cramphorn
Finance Manager

M: 0450 924 496
E: amber@cmortgages.com.au

Best Loan Administrator Finalist
2018 Connective Excellence Awards

I’ve worked within the banking and finance industry for over 14 years predominantly with Bankwest as a Commercial Relationship Banking Manager. My vast knowledge in the finance sector and extensive financial analytical skills ensures your loan structure will suit your personal or business needs whilst negotiating the best possible deal. Great personalised customer service accompanied with my wealth of knowledge ensures a smooth transaction with a positive outcome.

Rosemary Proctor
Mortgage Consultant

M: 0437 170 363
E: rosemary@cmortgages.com.au

I pride myself with offering top customer service to my clients. Having 25 plus years working experience in the finance industry, my vast knowledge and skills will be put to their best use to ensure a smooth stress free experience for you. I hope to develop our working relationship not only for the immediate transaction but also into the future. I will endeavour to provide the best possible solutions to suit your financial requirements and goals, both short term and long term.

Whether you’re looking for your first home, refinancing your existing loan, looking for business/commercial finance, self-managed super fund lending or equipment finance of any kind, I will endeavour to find the right solution for you.

Get in touch with us today